It's the duty of Lewis Automotive Group Finance Managers to make sure you fully understand the benefits of a Vehicle Service Agreement (VSA). Just like health insurance or life insurance, the better shape your vehicle is in when you obtain coverage, the better your rates and pricing will be. It actually costs far less to purchase a VSA on a newer vehicle in tip-top shape than it does for an older vehicle that's fallen into disrepair. By buying when your car is newer and in better condition, you lock in the costs of a vehicle service plan now, while your vehicle is at its best. So?

Why Do You Need a Vehicle Service Agreement?
A vehicle service contract can offer peace of mind and several other benefits to car owners. Knowing that many of your repair costs will be covered can ease any tension about owning a car. Similarly, unexpected repair costs are minimized because of coverage - making it more affordable to own and maintain a vehicle. Your vehicle is a big investment and the longer it stays in great working condition, the more value you get from your investment. Vehicle service contracts are designed to protect your investment by keeping your vehicle in good, drivable shape without you having to incur a lot of extra, unexpected repair costs that you might otherwise have difficulty paying. Considering that the average hourly rate for mechanic labor is over $100 an hour, labor alone can be a smart reason to have an extended car warranty. When you also consider how expensive parts and systems can be to fix, the value proposition for vehicle service contracts becomes that much stronger.

Isn't My Car Covered by the Original Warranty?
Car warranties provided by manufacturers or dealers don't last forever. Repairs are only covered up to a certain point, usually based on the car's mileage or age. It's often the case that after the warranty expires, your car starts to require numerous repairs. (By many accounts, that usually happens one day after the manufacturer's warranty expires.) Vehicle service contract coverage is meant to fill the gap or take over when your existing warranty expires. In this way, purchasing a vehicle service contract can help you avoid unexpected costly repairs.